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February 5, 2025

Understanding Your HVAC Financing Options: A Guide to Flexible Solutions

Looking to replace your HVAC system but struggling to figure out how to pay for it? Look no further, Mint Home has partnered with Wisetack Financing and OPTIMUS to offer HVAC financing options.
HVAC Replacement
Understanding Your HVAC Financing Options: A Guide to Flexible Solutions

Buying a new HVAC system can be daunting. It’s one of the most expensive systems in your home and plays a key role in maintaining its comfort and efficiency. While upgrading to a modern system can lead to significant long-term savings, we understand that upfront costs can be challenging to manage, especially when faced with an unexpected need for replacement.
That’s why at Mint Home, we offer flexible HVAC financing options to make upgrading your HVAC system more accessible. With the right HVAC payment plan, you can spread out the cost, making it easier to enjoy the comfort and efficiency of a new system without breaking the bank.

Why HVAC Financing Makes Sense

Financing a new HVAC system offers many benefits beyond just easing the financial burden:

  • Immediate Comfort: There is no need to wait to experience comfort at home. Financing allows you to upgrade your system right away.
  • Energy Savings: Modern HVAC systems have increased energy-efficiency, which helps to lower your utility bills over time.
  • Budget Flexibility: Spread out payments to fit your budget.
  • Increased Home Value: A new, efficient HVAC system can add value to your home.


Flexible Financing Options at Mint Home

To make sure our customers have access to the best possible HVAC financing solutions, we’ve partnered with trusted providers Wisetack and OPTIMUS. Here’s how they can help you with your HVAC financing needs:

Wisetack Financing

Wisetack makes it simple for you to finance your new HVAC system, offering a fast and easy application process:

  • Finance projects up to $25,000*
  • Terms from 3 to 60 months*
  • APR from 0% to 35.9%*
  • No hidden fees or compounding interest

Checking your financing options through Wisetack takes about one minute and does not impact your credit score. Wisetack offers flexible terms tailored to your HVAC replacement needs.

OPTIMUS Financing
OPTIMUS is an all-in-one HVAC financing platform with solutions for every credit situation:

  • Pre-Qualify Without Impacting Credit
  • Instant Approvals
  • Affordable Payment Options
  • No Pre-Payment Penalties
  • Financing for All Credit Scores
  • Financing for Repairs and Replacements
  • Homeownership Not Required

OPTIMUS makes it easy to find the best rate possible, ensuring your project is both stress-free and affordable.

How to Get Started

Getting started with HVAC financing at Mint Home is simple:

  • Prequalify Online: Visit our website to check your financing options with Wisetack or OPTIMUS without impacting your credit.
  • Choose Your Plan: Select the HVAC payment plan that best fits your budget and needs.
  • Enjoy Your New System: Move forward with your HVAC upgrade quote and start enjoying a more comfortable, efficient home.

We believe that everyone deserves access to a reliable HVAC system, and we’re committed to making the process as seamless as possible. Don’t let the cost of a new system hold you back, explore your HVAC financing options with Mint Home today. Also, be sure to check out our guide on rebates to see if your system is eligible for tax and local credits.

***All financing is subject to credit approval. Your terms may vary. Payment options through Wisetack are provided by our lending partners. For example, a $1,200 purchase could cost $104.89 a month for 12 months, based on an 8.9% APR, or $400 a month for 3 months, based on a 0% APR. Offers range from 0-35.9% APR based on creditworthiness. No other financing charges or participation fees. See additional terms at http://wisetack.com/faqs.

Ready to join them and replace your HVAC?

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