June 9, 2025
What’s Included in an HVAC Quote? A Homeowner’s Breakdown
Wondering what’s included in an HVAC quote? Learn how system costs, installation, permits, warranties, and rebates all factor into a transparent, accurate AC estimate.
Key Takeaways
- System Cost: Your quote includes the price of the actual equipment, customized to your home’s size, efficiency needs, and any added features like smart thermostats or zoning.
- Installation & Labor: Covers complete installation, from delivery and setup to safe removal of the old unit, electrical adjustments, testing, and cleanup.
- Permits & Compliance: All required permits and code-related updates are included upfront.
- Warranty & MintCare: Strong manufacturer and labor warranties plus the option for MintCare seasonal maintenance to protect performance and coverage.
- Repairs When Needed: Licensed Mint Home technicians are available for repair services in select areas.
- Financing & Rebates: Transparent monthly cost estimates with financing options and applicable rebates based on your system and location.
- Questions to Ask: Be sure your quote covers permits, warranty terms, possible extra costs, and maintenance expectations.
If you've ever Googled something like “HVAC free estimate” or “online AC quote,” you've probably noticed a wide range of prices and not a lot of clarity. Some companies toss out ballpark numbers, while others make you schedule an in-person visit just to get a basic idea of cost. At Mint Home, we believe homeowners deserve better.
That’s why we’re breaking down what actually goes into a free AC estimate–so you know exactly what you’re looking at, and what you’re paying for.
1. The System Itself
Let’s start with the obvious: your quote includes the cost of the system. Whether it’s an air conditioner or a full HVAC system with both heating and cooling, the price will vary depending on:
- The size of your home
- Energy efficiency (SEER rating)
- Whether it’s a standard or high-performance system
- Any extras like smart thermostats or zoning features
With Mint Home, your AC estimate is tailored to your exact space—so you’re not overpaying for a system that’s too big or stuck with one that’s too small. We take into account your home’s unique layout, existing ductwork (or lack thereof), and your comfort preferences to make sure the recommendation is truly the right fit.
2. Labor and Installation
The next big chunk of any HVAC replacement cost estimator result is the labor to install the unit. This includes:
- Delivery and setup
- Safe removal of your old system
- Electrical and ductwork adjustments
- Testing, calibration, and final walkthrough
Unlike some companies that leave cleanup to you, Mint Home’s installation pros make sure everything runs smoothly and your home stays tidy. We also take extra care to confirm that your system is operating at peak efficiency before we leave, so you’re not stuck troubleshooting right after installation.
3. Permits and Local Code Compliance
Every city has different rules when it comes to HVAC installs. Some require permits, inspections, or updated electrical panels. We include all of that in your free AC unit estimate upfront–no surprises down the line. By ensuring your system is up to code from day one, you avoid the headaches, delays, and additional costs that can come with failed inspections or retroactive fixes.
4. Warranty and Support
A good quote should outline warranty coverage, both for the equipment and the labor. Mint Home installed systems come with manufacturer warranties, a labor warranty, and optional extended coverage for added peace of mind. You’ll also get access to ongoing support, annual tune-ups, and discounted service if you opt into the MintCare maintenance plan.
We also offer our MintCare maintenance plan, which includes seasonal tune-ups, priority scheduling, and discounted service rates. Regular maintenance not only keeps your system running at peak efficiency but can also help protect your warranty coverage. Our tune-ups include filter checks, coil cleaning, thermostat calibration, and overall system performance inspections, small steps that can prevent larger repairs down the road.
And if you ever need a repair, our licensed technicians are ready to help, whether it’s a small fix or a larger system issue. Having a trusted service team on hand ensures your comfort is restored quickly if something does go wrong.
5. Financing and Rebates
Most homeowners aren’t paying for a full HVAC system out-of-pocket, and we don’t expect you to. Our online AC quote also walks you through available financing options and any rebates you qualify for based on your location and energy efficiency choices. This helps you understand your real monthly cost, not just the sticker price.
Taking advantage of rebates and incentives can often shave hundreds, or even thousands off your total cost. We keep track of available programs in your area so you don’t miss out on savings you’re entitled to.
- Questions to Ask Before You Commit
To make sure you’re comparing apples to apples, consider asking these before choosing your installer:
- Does the quote include all permits and inspections?
- Is the labor warranty clearly explained?
- Are there any potential extra costs not listed in the quote?
- What maintenance is recommended for the first year?
A transparent installer will have clear, straightforward answers to all of these.
Get a Free, Instant Quote Today
Looking for a free HVAC estimate that doesn’t involve a pushy salesperson or a four-hour window? Mint Home makes it easy. Just answer a few questions online and get an accurate, instant quote tailored to your home and your needs.
Whether you're browsing HVAC replacement cost estimators or just curious what a new AC system might cost, we’ve got you covered–no pressure, no hidden fees.
